LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,360
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,295
−HK$2,983/mo
Today · 4.125%
HK$100,278
baseline
▲ 0.50% · 4.625%
HK$106,379
+HK$6,101/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,556/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,975
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$107,790
−HK$2,856/mo
Today · 4.125%
HK$110,646
baseline
▲ 0.50% · 4.625%
HK$116,479
+HK$5,833/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,292/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,232
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,755
−HK$3,578/mo
Today · 4.125%
HK$120,333
baseline
▲ 0.50% · 4.625%
HK$127,655
+HK$7,322/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$240,666/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,970
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$129,348
−HK$3,428/mo
Today · 4.125%
HK$132,776
baseline
▲ 0.50% · 4.625%
HK$139,774
+HK$6,998/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$265,552/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,104
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,214
−HK$4,175/mo
Today · 4.125%
HK$140,389
baseline
▲ 0.50% · 4.625%
HK$148,931
+HK$8,542/mo
Deposit HK$12.41M · loan HK$28.97M · min. income ≈ HK$280,778/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,965
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,906
−HK$3,999/mo
Today · 4.125%
HK$154,905
baseline
▲ 0.50% · 4.625%
HK$163,070
+HK$8,165/mo
Deposit HK$12.41M · loan HK$28.97M · min. income ≈ HK$309,810/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,849
−HK$10,651/mo
▼ 0.25% · 3.875%
HK$175,132
−HK$5,368/mo
Today · 4.125%
HK$180,500
baseline
▲ 0.50% · 4.625%
HK$191,482
+HK$10,982/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$361,000/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,955
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$194,022
−HK$5,141/mo
Today · 4.125%
HK$199,163
baseline
▲ 0.50% · 4.625%
HK$209,662
+HK$10,499/mo
Deposit HK$4.14M · loan HK$37.24M · min. income ≈ HK$398,326/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,712 · Scale 2, in force from 26 Feb 2026)