LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,437
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,730
−HK$299/mo
Today · 4.125%
HK$10,029
baseline
▲ 0.50% · 4.625%
HK$10,639
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,058/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,498
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,780
−HK$286/mo
Today · 4.125%
HK$11,066
baseline
▲ 0.50% · 4.625%
HK$11,649
+HK$583/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,132/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,324
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,676
−HK$358/mo
Today · 4.125%
HK$12,034
baseline
▲ 0.50% · 4.625%
HK$12,767
+HK$733/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$24,068/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,598
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,936
−HK$343/mo
Today · 4.125%
HK$13,279
baseline
▲ 0.50% · 4.625%
HK$13,979
+HK$700/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$26,558/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,211
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,622
−HK$418/mo
Today · 4.125%
HK$14,040
baseline
▲ 0.50% · 4.625%
HK$14,894
+HK$854/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,080/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,698
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,092
−HK$400/mo
Today · 4.125%
HK$15,492
baseline
▲ 0.50% · 4.625%
HK$16,308
+HK$816/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,984/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,986
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,515
−HK$536/mo
Today · 4.125%
HK$18,051
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$1,099/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,102/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,897
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,404
−HK$514/mo
Today · 4.125%
HK$19,918
baseline
▲ 0.50% · 4.625%
HK$20,968
+HK$1,050/mo
Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$39,836/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,795 · Scale 2, in force from 26 Feb 2026)