LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,369
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,305
−HK$2,982/mo
Today · 4.125%
HK$100,287
baseline
▲ 0.50% · 4.625%
HK$106,390
+HK$6,103/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,574/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,985
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,801
−HK$2,856/mo
Today · 4.125%
HK$110,657
baseline
▲ 0.50% · 4.625%
HK$116,490
+HK$5,833/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,314/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,243
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,766
−HK$3,579/mo
Today · 4.125%
HK$120,345
baseline
▲ 0.50% · 4.625%
HK$127,667
+HK$7,322/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$240,690/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,982
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,361
−HK$3,428/mo
Today · 4.125%
HK$132,789
baseline
▲ 0.50% · 4.625%
HK$139,788
+HK$6,999/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$265,578/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,117
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,227
−HK$4,175/mo
Today · 4.125%
HK$140,402
baseline
▲ 0.50% · 4.625%
HK$148,945
+HK$8,543/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$280,804/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,979
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,921
−HK$3,999/mo
Today · 4.125%
HK$154,920
baseline
▲ 0.50% · 4.625%
HK$163,086
+HK$8,166/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$309,840/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,865
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$175,149
−HK$5,368/mo
Today · 4.125%
HK$180,517
baseline
▲ 0.50% · 4.625%
HK$191,501
+HK$10,984/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$361,034/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,973
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$194,041
−HK$5,142/mo
Today · 4.125%
HK$199,183
baseline
▲ 0.50% · 4.625%
HK$209,682
+HK$10,499/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$398,366/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,883 · Scale 2, in force from 26 Feb 2026)