LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,370
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,306
−HK$2,982/mo
Today · 4.125%
HK$100,288
baseline
▲ 0.50% · 4.625%
HK$106,390
+HK$6,102/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,576/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,986
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,801
−HK$2,857/mo
Today · 4.125%
HK$110,658
baseline
▲ 0.50% · 4.625%
HK$116,491
+HK$5,833/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,316/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,244
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,767
−HK$3,578/mo
Today · 4.125%
HK$120,345
baseline
▲ 0.50% · 4.625%
HK$127,668
+HK$7,323/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$240,690/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,983
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$129,362
−HK$3,427/mo
Today · 4.125%
HK$132,789
baseline
▲ 0.50% · 4.625%
HK$139,789
+HK$7,000/mo
Deposit HK$16.55M · loan HK$24.83M · min. income ≈ HK$265,578/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,118
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,228
−HK$4,175/mo
Today · 4.125%
HK$140,403
baseline
▲ 0.50% · 4.625%
HK$148,946
+HK$8,543/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$280,806/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,980
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,922
−HK$3,999/mo
Today · 4.125%
HK$154,921
baseline
▲ 0.50% · 4.625%
HK$163,087
+HK$8,166/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$309,842/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,866
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$175,150
−HK$5,368/mo
Today · 4.125%
HK$180,518
baseline
▲ 0.50% · 4.625%
HK$191,502
+HK$10,984/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$361,036/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,974
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$194,043
−HK$5,141/mo
Today · 4.125%
HK$199,184
baseline
▲ 0.50% · 4.625%
HK$209,683
+HK$10,499/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$398,368/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,894 · Scale 2, in force from 26 Feb 2026)