LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,375
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,310
−HK$2,983/mo
Today · 4.125%
HK$100,293
baseline
▲ 0.50% · 4.625%
HK$106,395
+HK$6,102/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,586/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,991
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,807
−HK$2,856/mo
Today · 4.125%
HK$110,663
baseline
▲ 0.50% · 4.625%
HK$116,496
+HK$5,833/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,326/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,250
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,772
−HK$3,579/mo
Today · 4.125%
HK$120,351
baseline
▲ 0.50% · 4.625%
HK$127,674
+HK$7,323/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$240,702/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,989
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,368
−HK$3,428/mo
Today · 4.125%
HK$132,796
baseline
▲ 0.50% · 4.625%
HK$139,796
+HK$7,000/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$265,592/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,125
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,234
−HK$4,176/mo
Today · 4.125%
HK$140,410
baseline
▲ 0.50% · 4.625%
HK$148,954
+HK$8,544/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$280,820/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,987
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,929
−HK$4,000/mo
Today · 4.125%
HK$154,929
baseline
▲ 0.50% · 4.625%
HK$163,095
+HK$8,166/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$309,858/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,874
−HK$10,653/mo
▼ 0.25% · 3.875%
HK$175,159
−HK$5,368/mo
Today · 4.125%
HK$180,527
baseline
▲ 0.50% · 4.625%
HK$191,512
+HK$10,985/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$361,054/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,984
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$194,052
−HK$5,142/mo
Today · 4.125%
HK$199,194
baseline
▲ 0.50% · 4.625%
HK$209,694
+HK$10,500/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$398,388/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,758,980 · Scale 2, in force from 26 Feb 2026)