LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,378
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$97,314
−HK$2,982/mo
Today · 4.125%
HK$100,296
baseline
▲ 0.50% · 4.625%
HK$106,399
+HK$6,103/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,592/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,995
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$107,811
−HK$2,856/mo
Today · 4.125%
HK$110,667
baseline
▲ 0.50% · 4.625%
HK$116,501
+HK$5,834/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,334/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,254
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,776
−HK$3,580/mo
Today · 4.125%
HK$120,356
baseline
▲ 0.50% · 4.625%
HK$127,679
+HK$7,323/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$240,712/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,994
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,373
−HK$3,428/mo
Today · 4.125%
HK$132,801
baseline
▲ 0.50% · 4.625%
HK$139,801
+HK$7,000/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$265,602/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,129
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$136,239
−HK$4,176/mo
Today · 4.125%
HK$140,415
baseline
▲ 0.50% · 4.625%
HK$148,959
+HK$8,544/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$280,830/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,992
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,935
−HK$3,999/mo
Today · 4.125%
HK$154,934
baseline
▲ 0.50% · 4.625%
HK$163,101
+HK$8,167/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$309,868/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,880
−HK$10,653/mo
▼ 0.25% · 3.875%
HK$175,165
−HK$5,368/mo
Today · 4.125%
HK$180,533
baseline
▲ 0.50% · 4.625%
HK$191,519
+HK$10,986/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$361,066/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,990
−HK$10,211/mo
▼ 0.25% · 3.875%
HK$194,059
−HK$5,142/mo
Today · 4.125%
HK$199,201
baseline
▲ 0.50% · 4.625%
HK$209,701
+HK$10,500/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$398,402/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,042 · Scale 2, in force from 26 Feb 2026)