LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,379
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,315
−HK$2,983/mo
Today · 4.125%
HK$100,298
baseline
▲ 0.50% · 4.625%
HK$106,400
+HK$6,102/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$200,596/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,996
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$107,812
−HK$2,857/mo
Today · 4.125%
HK$110,669
baseline
▲ 0.50% · 4.625%
HK$116,502
+HK$5,833/mo
Deposit HK$20.69M · loan HK$20.69M · min. income ≈ HK$221,338/mo (50% DSR)
Upfront cash ≈ HK$22.45M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,255
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$116,778
−HK$3,579/mo
Today · 4.125%
HK$120,357
baseline
▲ 0.50% · 4.625%
HK$127,681
+HK$7,324/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$240,714/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,995
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,374
−HK$3,428/mo
Today · 4.125%
HK$132,802
baseline
▲ 0.50% · 4.625%
HK$139,802
+HK$7,000/mo
Deposit HK$16.56M · loan HK$24.83M · min. income ≈ HK$265,604/mo (50% DSR)
Upfront cash ≈ HK$18.31M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,131
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$136,241
−HK$4,176/mo
Today · 4.125%
HK$140,417
baseline
▲ 0.50% · 4.625%
HK$148,961
+HK$8,544/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$280,834/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,994
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,937
−HK$3,999/mo
Today · 4.125%
HK$154,936
baseline
▲ 0.50% · 4.625%
HK$163,103
+HK$8,167/mo
Deposit HK$12.42M · loan HK$28.97M · min. income ≈ HK$309,872/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,883
−HK$10,653/mo
▼ 0.25% · 3.875%
HK$175,167
−HK$5,369/mo
Today · 4.125%
HK$180,536
baseline
▲ 0.50% · 4.625%
HK$191,521
+HK$10,985/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$361,072/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,993
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$194,061
−HK$5,142/mo
Today · 4.125%
HK$199,203
baseline
▲ 0.50% · 4.625%
HK$209,704
+HK$10,501/mo
Deposit HK$4.14M · loan HK$37.25M · min. income ≈ HK$398,406/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,064 · Scale 2, in force from 26 Feb 2026)