LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,439
−HK$591/mo
▼ 0.25% · 3.875%
HK$9,732
−HK$298/mo
Today · 4.125%
HK$10,030
baseline
▲ 0.50% · 4.625%
HK$10,641
+HK$611/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,060/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,500
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,782
−HK$286/mo
Today · 4.125%
HK$11,068
baseline
▲ 0.50% · 4.625%
HK$11,651
+HK$583/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,136/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,326
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,679
−HK$358/mo
Today · 4.125%
HK$12,037
baseline
▲ 0.50% · 4.625%
HK$12,769
+HK$732/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$24,074/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,600
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,938
−HK$343/mo
Today · 4.125%
HK$13,281
baseline
▲ 0.50% · 4.625%
HK$13,981
+HK$700/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$26,562/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,214
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,625
−HK$418/mo
Today · 4.125%
HK$14,043
baseline
▲ 0.50% · 4.625%
HK$14,897
+HK$854/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,086/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,700
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,095
−HK$400/mo
Today · 4.125%
HK$15,495
baseline
▲ 0.50% · 4.625%
HK$16,311
+HK$816/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,989
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,518
−HK$537/mo
Today · 4.125%
HK$18,055
baseline
▲ 0.50% · 4.625%
HK$19,153
+HK$1,098/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,110/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,901
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,407
−HK$515/mo
Today · 4.125%
HK$19,922
baseline
▲ 0.50% · 4.625%
HK$20,972
+HK$1,050/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$39,844/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,950 · Scale 2, in force from 26 Feb 2026)