LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,439
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,733
−HK$298/mo
Today · 4.125%
HK$10,031
baseline
▲ 0.50% · 4.625%
HK$10,641
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,062/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,501
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,782
−HK$286/mo
Today · 4.125%
HK$11,068
baseline
▲ 0.50% · 4.625%
HK$11,652
+HK$584/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,136/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,327
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,679
−HK$358/mo
Today · 4.125%
HK$12,037
baseline
▲ 0.50% · 4.625%
HK$12,770
+HK$733/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$24,074/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,601
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,939
−HK$343/mo
Today · 4.125%
HK$13,282
baseline
▲ 0.50% · 4.625%
HK$13,982
+HK$700/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$26,564/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,215
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,626
−HK$417/mo
Today · 4.125%
HK$14,043
baseline
▲ 0.50% · 4.625%
HK$14,898
+HK$855/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,086/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,701
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,095
−HK$400/mo
Today · 4.125%
HK$15,495
baseline
▲ 0.50% · 4.625%
HK$16,312
+HK$817/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,990
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,519
−HK$537/mo
Today · 4.125%
HK$18,056
baseline
▲ 0.50% · 4.625%
HK$19,154
+HK$1,098/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,112/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,902
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,408
−HK$515/mo
Today · 4.125%
HK$19,923
baseline
▲ 0.50% · 4.625%
HK$20,973
+HK$1,050/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$39,846/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$27,995 · Scale 2, in force from 26 Feb 2026)