LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,398
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,334
−HK$2,984/mo
Today · 4.125%
HK$100,318
baseline
▲ 0.50% · 4.625%
HK$106,422
+HK$6,104/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$200,636/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,017
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,833
−HK$2,858/mo
Today · 4.125%
HK$110,691
baseline
▲ 0.50% · 4.625%
HK$116,525
+HK$5,834/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$221,382/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,278
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$116,801
−HK$3,580/mo
Today · 4.125%
HK$120,381
baseline
▲ 0.50% · 4.625%
HK$127,706
+HK$7,325/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$240,762/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,020
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,400
−HK$3,429/mo
Today · 4.125%
HK$132,829
baseline
▲ 0.50% · 4.625%
HK$139,830
+HK$7,001/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$265,658/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,157
−HK$8,288/mo
▼ 0.25% · 3.875%
HK$136,268
−HK$4,177/mo
Today · 4.125%
HK$140,445
baseline
▲ 0.50% · 4.625%
HK$148,991
+HK$8,546/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$280,890/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,024
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$150,967
−HK$4,000/mo
Today · 4.125%
HK$154,967
baseline
▲ 0.50% · 4.625%
HK$163,135
+HK$8,168/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$309,934/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,917
−HK$10,655/mo
▼ 0.25% · 3.875%
HK$175,202
−HK$5,370/mo
Today · 4.125%
HK$180,572
baseline
▲ 0.50% · 4.625%
HK$191,559
+HK$10,987/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$361,144/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,030
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$194,100
−HK$5,143/mo
Today · 4.125%
HK$199,243
baseline
▲ 0.50% · 4.625%
HK$209,746
+HK$10,503/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$398,486/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,416 · Scale 2, in force from 26 Feb 2026)