LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,407
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$97,344
−HK$2,983/mo
Today · 4.125%
HK$100,327
baseline
▲ 0.50% · 4.625%
HK$106,432
+HK$6,105/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$200,654/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,027
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$107,844
−HK$2,857/mo
Today · 4.125%
HK$110,701
baseline
▲ 0.50% · 4.625%
HK$116,536
+HK$5,835/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$221,402/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,289
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$116,812
−HK$3,581/mo
Today · 4.125%
HK$120,393
baseline
▲ 0.50% · 4.625%
HK$127,718
+HK$7,325/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$240,786/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,032
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,412
−HK$3,430/mo
Today · 4.125%
HK$132,842
baseline
▲ 0.50% · 4.625%
HK$139,844
+HK$7,002/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$265,684/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,170
−HK$8,288/mo
▼ 0.25% · 3.875%
HK$136,281
−HK$4,177/mo
Today · 4.125%
HK$140,458
baseline
▲ 0.50% · 4.625%
HK$149,005
+HK$8,547/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$280,916/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,038
−HK$7,944/mo
▼ 0.25% · 3.875%
HK$150,981
−HK$4,001/mo
Today · 4.125%
HK$154,982
baseline
▲ 0.50% · 4.625%
HK$163,151
+HK$8,169/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$309,964/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,933
−HK$10,656/mo
▼ 0.25% · 3.875%
HK$175,219
−HK$5,370/mo
Today · 4.125%
HK$180,589
baseline
▲ 0.50% · 4.625%
HK$191,578
+HK$10,989/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$361,178/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,049
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$194,119
−HK$5,143/mo
Today · 4.125%
HK$199,262
baseline
▲ 0.50% · 4.625%
HK$209,766
+HK$10,504/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$398,524/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,584 · Scale 2, in force from 26 Feb 2026)