LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,412
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$97,349
−HK$2,984/mo
Today · 4.125%
HK$100,333
baseline
▲ 0.50% · 4.625%
HK$106,438
+HK$6,105/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$200,666/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,032
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$107,849
−HK$2,858/mo
Today · 4.125%
HK$110,707
baseline
▲ 0.50% · 4.625%
HK$116,543
+HK$5,836/mo
Deposit HK$20.70M · loan HK$20.70M · min. income ≈ HK$221,414/mo (50% DSR)
Upfront cash ≈ HK$22.46M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,294
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$116,819
−HK$3,580/mo
Today · 4.125%
HK$120,399
baseline
▲ 0.50% · 4.625%
HK$127,725
+HK$7,326/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$240,798/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,039
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,419
−HK$3,429/mo
Today · 4.125%
HK$132,848
baseline
▲ 0.50% · 4.625%
HK$139,851
+HK$7,003/mo
Deposit HK$16.56M · loan HK$24.84M · min. income ≈ HK$265,696/mo (50% DSR)
Upfront cash ≈ HK$18.32M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,177
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$136,288
−HK$4,178/mo
Today · 4.125%
HK$140,466
baseline
▲ 0.50% · 4.625%
HK$149,013
+HK$8,547/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$280,932/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,045
−HK$7,945/mo
▼ 0.25% · 3.875%
HK$150,989
−HK$4,001/mo
Today · 4.125%
HK$154,990
baseline
▲ 0.50% · 4.625%
HK$163,160
+HK$8,170/mo
Deposit HK$12.42M · loan HK$28.98M · min. income ≈ HK$309,980/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,942
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$175,228
−HK$5,371/mo
Today · 4.125%
HK$180,599
baseline
▲ 0.50% · 4.625%
HK$191,588
+HK$10,989/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$361,198/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,058
−HK$10,215/mo
▼ 0.25% · 3.875%
HK$194,129
−HK$5,144/mo
Today · 4.125%
HK$199,273
baseline
▲ 0.50% · 4.625%
HK$209,777
+HK$10,504/mo
Deposit HK$4.14M · loan HK$37.26M · min. income ≈ HK$398,546/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,759,676 · Scale 2, in force from 26 Feb 2026)