LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,444
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,737
−HK$299/mo
Today · 4.125%
HK$10,036
baseline
▲ 0.50% · 4.625%
HK$10,646
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,072/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,506
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,788
−HK$285/mo
Today · 4.125%
HK$11,073
baseline
▲ 0.50% · 4.625%
HK$11,657
+HK$584/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,146/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,332
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,685
−HK$358/mo
Today · 4.125%
HK$12,043
baseline
▲ 0.50% · 4.625%
HK$12,776
+HK$733/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$24,086/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,607
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,945
−HK$343/mo
Today · 4.125%
HK$13,288
baseline
▲ 0.50% · 4.625%
HK$13,989
+HK$701/mo
Deposit HK$1.66M · loan HK$2.48M · min. income ≈ HK$26,576/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,221
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,632
−HK$418/mo
Today · 4.125%
HK$14,050
baseline
▲ 0.50% · 4.625%
HK$14,905
+HK$855/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,100/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,708
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,103
−HK$400/mo
Today · 4.125%
HK$15,503
baseline
▲ 0.50% · 4.625%
HK$16,320
+HK$817/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$31,006/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,998
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,527
−HK$537/mo
Today · 4.125%
HK$18,064
baseline
▲ 0.50% · 4.625%
HK$19,164
+HK$1,100/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,128/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,911
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,418
−HK$514/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$20,983
+HK$1,051/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,390 · Scale 2, in force from 26 Feb 2026)