LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,439
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$97,376
−HK$2,985/mo
Today · 4.125%
HK$100,361
baseline
▲ 0.50% · 4.625%
HK$106,468
+HK$6,107/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$200,722/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,062
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,880
−HK$2,858/mo
Today · 4.125%
HK$110,738
baseline
▲ 0.50% · 4.625%
HK$116,575
+HK$5,837/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$221,476/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,326
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$116,852
−HK$3,581/mo
Today · 4.125%
HK$120,433
baseline
▲ 0.50% · 4.625%
HK$127,761
+HK$7,328/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$240,866/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,075
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$129,456
−HK$3,430/mo
Today · 4.125%
HK$132,886
baseline
▲ 0.50% · 4.625%
HK$139,891
+HK$7,005/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$265,772/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,214
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,327
−HK$4,178/mo
Today · 4.125%
HK$140,505
baseline
▲ 0.50% · 4.625%
HK$149,055
+HK$8,550/mo
Deposit HK$12.42M · loan HK$28.99M · min. income ≈ HK$281,010/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,087
−HK$7,947/mo
▼ 0.25% · 3.875%
HK$151,032
−HK$4,002/mo
Today · 4.125%
HK$155,034
baseline
▲ 0.50% · 4.625%
HK$163,206
+HK$8,172/mo
Deposit HK$12.42M · loan HK$28.99M · min. income ≈ HK$310,068/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,990
−HK$10,660/mo
▼ 0.25% · 3.875%
HK$175,277
−HK$5,373/mo
Today · 4.125%
HK$180,650
baseline
▲ 0.50% · 4.625%
HK$191,642
+HK$10,992/mo
Deposit HK$4.14M · loan HK$37.27M · min. income ≈ HK$361,300/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,112
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$194,184
−HK$5,145/mo
Today · 4.125%
HK$199,329
baseline
▲ 0.50% · 4.625%
HK$209,836
+HK$10,507/mo
Deposit HK$4.14M · loan HK$37.27M · min. income ≈ HK$398,658/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,173 · Scale 2, in force from 26 Feb 2026)