LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,444
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,738
−HK$299/mo
Today · 4.125%
HK$10,037
baseline
▲ 0.50% · 4.625%
HK$10,647
+HK$610/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,074/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,507
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,789
−HK$285/mo
Today · 4.125%
HK$11,074
baseline
▲ 0.50% · 4.625%
HK$11,658
+HK$584/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,148/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,333
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,686
−HK$358/mo
Today · 4.125%
HK$12,044
baseline
▲ 0.50% · 4.625%
HK$12,777
+HK$733/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,088/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,608
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,946
−HK$343/mo
Today · 4.125%
HK$13,289
baseline
▲ 0.50% · 4.625%
HK$13,990
+HK$701/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,578/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,222
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,634
−HK$417/mo
Today · 4.125%
HK$14,051
baseline
▲ 0.50% · 4.625%
HK$14,906
+HK$855/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,102/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,710
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,104
−HK$400/mo
Today · 4.125%
HK$15,504
baseline
▲ 0.50% · 4.625%
HK$16,322
+HK$818/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$31,008/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,000
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,529
−HK$537/mo
Today · 4.125%
HK$18,066
baseline
▲ 0.50% · 4.625%
HK$19,165
+HK$1,099/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,132/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,912
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$514/mo
Today · 4.125%
HK$19,934
baseline
▲ 0.50% · 4.625%
HK$20,985
+HK$1,051/mo
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$39,868/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,467 · Scale 2, in force from 26 Feb 2026)