LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,445
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,383
−HK$2,985/mo
Today · 4.125%
HK$100,368
baseline
▲ 0.50% · 4.625%
HK$106,475
+HK$6,107/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$200,736/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,070
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$107,887
−HK$2,859/mo
Today · 4.125%
HK$110,746
baseline
▲ 0.50% · 4.625%
HK$116,584
+HK$5,838/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$221,492/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,334
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,860
−HK$3,582/mo
Today · 4.125%
HK$120,442
baseline
▲ 0.50% · 4.625%
HK$127,770
+HK$7,328/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$240,884/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,083
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,465
−HK$3,430/mo
Today · 4.125%
HK$132,895
baseline
▲ 0.50% · 4.625%
HK$139,900
+HK$7,005/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$265,790/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,224
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,336
−HK$4,179/mo
Today · 4.125%
HK$140,515
baseline
▲ 0.50% · 4.625%
HK$149,065
+HK$8,550/mo
Deposit HK$12.43M · loan HK$28.99M · min. income ≈ HK$281,030/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,097
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$151,042
−HK$4,003/mo
Today · 4.125%
HK$155,045
baseline
▲ 0.50% · 4.625%
HK$163,217
+HK$8,172/mo
Deposit HK$12.43M · loan HK$28.99M · min. income ≈ HK$310,090/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,002
−HK$10,660/mo
▼ 0.25% · 3.875%
HK$175,290
−HK$5,372/mo
Today · 4.125%
HK$180,662
baseline
▲ 0.50% · 4.625%
HK$191,655
+HK$10,993/mo
Deposit HK$4.14M · loan HK$37.28M · min. income ≈ HK$361,324/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,125
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$194,197
−HK$5,146/mo
Today · 4.125%
HK$199,343
baseline
▲ 0.50% · 4.625%
HK$209,851
+HK$10,508/mo
Deposit HK$4.14M · loan HK$37.28M · min. income ≈ HK$398,686/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,298 · Scale 2, in force from 26 Feb 2026)