LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,459
−HK$5,923/mo
▼ 0.25% · 3.875%
HK$97,397
−HK$2,985/mo
Today · 4.125%
HK$100,382
baseline
▲ 0.50% · 4.625%
HK$106,490
+HK$6,108/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$200,764/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,084
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$107,903
−HK$2,859/mo
Today · 4.125%
HK$110,762
baseline
▲ 0.50% · 4.625%
HK$116,600
+HK$5,838/mo
Deposit HK$20.71M · loan HK$20.71M · min. income ≈ HK$221,524/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,350
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,876
−HK$3,583/mo
Today · 4.125%
HK$120,459
baseline
▲ 0.50% · 4.625%
HK$127,788
+HK$7,329/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$240,918/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,101
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,483
−HK$3,431/mo
Today · 4.125%
HK$132,914
baseline
▲ 0.50% · 4.625%
HK$139,920
+HK$7,006/mo
Deposit HK$16.57M · loan HK$24.85M · min. income ≈ HK$265,828/mo (50% DSR)
Upfront cash ≈ HK$18.33M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,242
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$136,356
−HK$4,179/mo
Today · 4.125%
HK$140,535
baseline
▲ 0.50% · 4.625%
HK$149,086
+HK$8,551/mo
Deposit HK$12.43M · loan HK$29.00M · min. income ≈ HK$281,070/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,118
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$151,064
−HK$4,002/mo
Today · 4.125%
HK$155,066
baseline
▲ 0.50% · 4.625%
HK$163,240
+HK$8,174/mo
Deposit HK$12.43M · loan HK$29.00M · min. income ≈ HK$310,132/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,026
−HK$10,662/mo
▼ 0.25% · 3.875%
HK$175,314
−HK$5,374/mo
Today · 4.125%
HK$180,688
baseline
▲ 0.50% · 4.625%
HK$191,682
+HK$10,994/mo
Deposit HK$4.14M · loan HK$37.28M · min. income ≈ HK$361,376/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,152
−HK$10,219/mo
▼ 0.25% · 3.875%
HK$194,225
−HK$5,146/mo
Today · 4.125%
HK$199,371
baseline
▲ 0.50% · 4.625%
HK$209,880
+HK$10,509/mo
Deposit HK$4.14M · loan HK$37.28M · min. income ≈ HK$398,742/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$1,760,546 · Scale 2, in force from 26 Feb 2026)