LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,495
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$97,435
−HK$2,986/mo
Today · 4.125%
HK$100,421
baseline
▲ 0.50% · 4.625%
HK$106,531
+HK$6,110/mo
Deposit HK$20.72M · loan HK$20.72M · min. income ≈ HK$200,842/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,125
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$107,944
−HK$2,861/mo
Today · 4.125%
HK$110,805
baseline
▲ 0.50% · 4.625%
HK$116,645
+HK$5,840/mo
Deposit HK$20.72M · loan HK$20.72M · min. income ≈ HK$221,610/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,394
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,922
−HK$3,583/mo
Today · 4.125%
HK$120,505
baseline
▲ 0.50% · 4.625%
HK$127,838
+HK$7,333/mo
Deposit HK$16.58M · loan HK$24.86M · min. income ≈ HK$241,010/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,150
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,533
−HK$3,433/mo
Today · 4.125%
HK$132,966
baseline
▲ 0.50% · 4.625%
HK$139,974
+HK$7,008/mo
Deposit HK$16.58M · loan HK$24.86M · min. income ≈ HK$265,932/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,293
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$136,408
−HK$4,181/mo
Today · 4.125%
HK$140,589
baseline
▲ 0.50% · 4.625%
HK$149,144
+HK$8,555/mo
Deposit HK$12.43M · loan HK$29.01M · min. income ≈ HK$281,178/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,175
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,122
−HK$4,005/mo
Today · 4.125%
HK$155,127
baseline
▲ 0.50% · 4.625%
HK$163,303
+HK$8,176/mo
Deposit HK$12.43M · loan HK$29.01M · min. income ≈ HK$310,254/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,092
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$175,382
−HK$5,376/mo
Today · 4.125%
HK$180,758
baseline
▲ 0.50% · 4.625%
HK$191,756
+HK$10,998/mo
Deposit HK$4.14M · loan HK$37.30M · min. income ≈ HK$361,516/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,225
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$194,300
−HK$5,148/mo
Today · 4.125%
HK$199,448
baseline
▲ 0.50% · 4.625%
HK$209,962
+HK$10,514/mo
Deposit HK$4.14M · loan HK$37.30M · min. income ≈ HK$398,896/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,228 · Scale 2, in force from 26 Feb 2026)