LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,512
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,452
−HK$2,987/mo
Today · 4.125%
HK$100,439
baseline
▲ 0.50% · 4.625%
HK$106,551
+HK$6,112/mo
Deposit HK$20.72M · loan HK$20.72M · min. income ≈ HK$200,878/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,144
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,964
−HK$2,861/mo
Today · 4.125%
HK$110,825
baseline
▲ 0.50% · 4.625%
HK$116,666
+HK$5,841/mo
Deposit HK$20.72M · loan HK$20.72M · min. income ≈ HK$221,650/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,415
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,943
−HK$3,584/mo
Today · 4.125%
HK$120,527
baseline
▲ 0.50% · 4.625%
HK$127,861
+HK$7,334/mo
Deposit HK$16.58M · loan HK$24.87M · min. income ≈ HK$241,054/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,173
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,557
−HK$3,432/mo
Today · 4.125%
HK$132,989
baseline
▲ 0.50% · 4.625%
HK$140,000
+HK$7,011/mo
Deposit HK$16.58M · loan HK$24.87M · min. income ≈ HK$265,978/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,317
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,433
−HK$4,182/mo
Today · 4.125%
HK$140,615
baseline
▲ 0.50% · 4.625%
HK$149,171
+HK$8,556/mo
Deposit HK$12.43M · loan HK$29.01M · min. income ≈ HK$281,230/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,202
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,149
−HK$4,005/mo
Today · 4.125%
HK$155,154
baseline
▲ 0.50% · 4.625%
HK$163,333
+HK$8,179/mo
Deposit HK$12.43M · loan HK$29.01M · min. income ≈ HK$310,308/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,122
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$175,414
−HK$5,376/mo
Today · 4.125%
HK$180,790
baseline
▲ 0.50% · 4.625%
HK$191,791
+HK$11,001/mo
Deposit HK$4.14M · loan HK$37.30M · min. income ≈ HK$361,580/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,259
−HK$10,225/mo
▼ 0.25% · 3.875%
HK$194,335
−HK$5,149/mo
Today · 4.125%
HK$199,484
baseline
▲ 0.50% · 4.625%
HK$209,999
+HK$10,515/mo
Deposit HK$4.14M · loan HK$37.30M · min. income ≈ HK$398,968/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,544 · Scale 2, in force from 26 Feb 2026)