LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,517
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,457
−HK$2,987/mo
Today · 4.125%
HK$100,444
baseline
▲ 0.50% · 4.625%
HK$106,556
+HK$6,112/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$200,888/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,149
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,969
−HK$2,861/mo
Today · 4.125%
HK$110,830
baseline
▲ 0.50% · 4.625%
HK$116,672
+HK$5,842/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$221,660/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,420
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,948
−HK$3,585/mo
Today · 4.125%
HK$120,533
baseline
▲ 0.50% · 4.625%
HK$127,867
+HK$7,334/mo
Deposit HK$16.58M · loan HK$24.87M · min. income ≈ HK$241,066/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,179
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,563
−HK$3,433/mo
Today · 4.125%
HK$132,996
baseline
▲ 0.50% · 4.625%
HK$140,006
+HK$7,010/mo
Deposit HK$16.58M · loan HK$24.87M · min. income ≈ HK$265,992/mo (50% DSR)
Upfront cash ≈ HK$18.34M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,324
−HK$8,298/mo
▼ 0.25% · 3.875%
HK$136,440
−HK$4,182/mo
Today · 4.125%
HK$140,622
baseline
▲ 0.50% · 4.625%
HK$149,178
+HK$8,556/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$281,244/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,209
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$151,157
−HK$4,005/mo
Today · 4.125%
HK$155,162
baseline
▲ 0.50% · 4.625%
HK$163,341
+HK$8,179/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$310,324/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,130
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$175,422
−HK$5,377/mo
Today · 4.125%
HK$180,799
baseline
▲ 0.50% · 4.625%
HK$191,800
+HK$11,001/mo
Deposit HK$4.15M · loan HK$37.31M · min. income ≈ HK$361,598/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,268
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$194,345
−HK$5,149/mo
Today · 4.125%
HK$199,494
baseline
▲ 0.50% · 4.625%
HK$210,010
+HK$10,516/mo
Deposit HK$4.15M · loan HK$37.31M · min. income ≈ HK$398,988/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,761,631 · Scale 2, in force from 26 Feb 2026)