LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,537
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,478
−HK$2,988/mo
Today · 4.125%
HK$100,466
baseline
▲ 0.50% · 4.625%
HK$106,579
+HK$6,113/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$200,932/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,172
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,993
−HK$2,861/mo
Today · 4.125%
HK$110,854
baseline
▲ 0.50% · 4.625%
HK$116,697
+HK$5,843/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$221,708/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,445
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,974
−HK$3,585/mo
Today · 4.125%
HK$120,559
baseline
▲ 0.50% · 4.625%
HK$127,895
+HK$7,336/mo
Deposit HK$16.58M · loan HK$24.88M · min. income ≈ HK$241,118/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,206
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,591
−HK$3,434/mo
Today · 4.125%
HK$133,025
baseline
▲ 0.50% · 4.625%
HK$140,037
+HK$7,012/mo
Deposit HK$16.58M · loan HK$24.88M · min. income ≈ HK$266,050/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,352
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$136,469
−HK$4,183/mo
Today · 4.125%
HK$140,652
baseline
▲ 0.50% · 4.625%
HK$149,210
+HK$8,558/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$281,304/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,241
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$151,190
−HK$4,006/mo
Today · 4.125%
HK$155,196
baseline
▲ 0.50% · 4.625%
HK$163,376
+HK$8,180/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$310,392/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,167
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$175,461
−HK$5,377/mo
Today · 4.125%
HK$180,838
baseline
▲ 0.50% · 4.625%
HK$191,842
+HK$11,004/mo
Deposit HK$4.15M · loan HK$37.31M · min. income ≈ HK$361,676/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,310
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,387
−HK$5,150/mo
Today · 4.125%
HK$199,537
baseline
▲ 0.50% · 4.625%
HK$210,055
+HK$10,518/mo
Deposit HK$4.15M · loan HK$37.31M · min. income ≈ HK$399,074/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,014 · Scale 2, in force from 26 Feb 2026)