LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,454
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,748
−HK$299/mo
Today · 4.125%
HK$10,047
baseline
▲ 0.50% · 4.625%
HK$10,658
+HK$611/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,094/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,518
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,800
−HK$286/mo
Today · 4.125%
HK$11,086
baseline
▲ 0.50% · 4.625%
HK$11,670
+HK$584/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,172/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,345
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,698
−HK$359/mo
Today · 4.125%
HK$12,057
baseline
▲ 0.50% · 4.625%
HK$12,790
+HK$733/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,114/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,621
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,960
−HK$343/mo
Today · 4.125%
HK$13,303
baseline
▲ 0.50% · 4.625%
HK$14,004
+HK$701/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,606/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,236
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,648
−HK$418/mo
Today · 4.125%
HK$14,066
baseline
▲ 0.50% · 4.625%
HK$14,922
+HK$856/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,132/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,725
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,120
−HK$400/mo
Today · 4.125%
HK$15,520
baseline
▲ 0.50% · 4.625%
HK$16,339
+HK$819/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$31,040/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,018
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,547
−HK$538/mo
Today · 4.125%
HK$18,085
baseline
▲ 0.50% · 4.625%
HK$19,185
+HK$1,100/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,170/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,932
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,440
−HK$515/mo
Today · 4.125%
HK$19,955
baseline
▲ 0.50% · 4.625%
HK$21,007
+HK$1,052/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$39,910/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,328 · Scale 2, in force from 26 Feb 2026)