LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,547
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,488
−HK$2,988/mo
Today · 4.125%
HK$100,476
baseline
▲ 0.50% · 4.625%
HK$106,590
+HK$6,114/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$200,952/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,182
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,003
−HK$2,862/mo
Today · 4.125%
HK$110,865
baseline
▲ 0.50% · 4.625%
HK$116,709
+HK$5,844/mo
Deposit HK$20.73M · loan HK$20.73M · min. income ≈ HK$221,730/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,456
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,985
−HK$3,586/mo
Today · 4.125%
HK$120,571
baseline
▲ 0.50% · 4.625%
HK$127,907
+HK$7,336/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$241,142/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,219
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,604
−HK$3,434/mo
Today · 4.125%
HK$133,038
baseline
▲ 0.50% · 4.625%
HK$140,051
+HK$7,013/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$266,076/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,366
−HK$8,300/mo
▼ 0.25% · 3.875%
HK$136,483
−HK$4,183/mo
Today · 4.125%
HK$140,666
baseline
▲ 0.50% · 4.625%
HK$149,225
+HK$8,559/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$281,332/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,255
−HK$7,956/mo
▼ 0.25% · 3.875%
HK$151,205
−HK$4,006/mo
Today · 4.125%
HK$155,211
baseline
▲ 0.50% · 4.625%
HK$163,393
+HK$8,182/mo
Deposit HK$12.44M · loan HK$29.02M · min. income ≈ HK$310,422/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,184
−HK$10,672/mo
▼ 0.25% · 3.875%
HK$175,478
−HK$5,378/mo
Today · 4.125%
HK$180,856
baseline
▲ 0.50% · 4.625%
HK$191,861
+HK$11,005/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$361,712/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,328
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$194,406
−HK$5,151/mo
Today · 4.125%
HK$199,557
baseline
▲ 0.50% · 4.625%
HK$210,076
+HK$10,519/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$399,114/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,189 · Scale 2, in force from 26 Feb 2026)