LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,563
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,505
−HK$2,988/mo
Today · 4.125%
HK$100,493
baseline
▲ 0.50% · 4.625%
HK$106,608
+HK$6,115/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$200,986/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,201
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,022
−HK$2,862/mo
Today · 4.125%
HK$110,884
baseline
▲ 0.50% · 4.625%
HK$116,729
+HK$5,845/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,768/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,476
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,006
−HK$3,586/mo
Today · 4.125%
HK$120,592
baseline
▲ 0.50% · 4.625%
HK$127,930
+HK$7,338/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$241,184/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,241
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,627
−HK$3,434/mo
Today · 4.125%
HK$133,061
baseline
▲ 0.50% · 4.625%
HK$140,075
+HK$7,014/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$266,122/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,389
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,507
−HK$4,183/mo
Today · 4.125%
HK$140,690
baseline
▲ 0.50% · 4.625%
HK$149,251
+HK$8,561/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$281,380/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,281
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,231
−HK$4,007/mo
Today · 4.125%
HK$155,238
baseline
▲ 0.50% · 4.625%
HK$163,421
+HK$8,183/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$310,476/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,214
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$175,508
−HK$5,380/mo
Today · 4.125%
HK$180,888
baseline
▲ 0.50% · 4.625%
HK$191,894
+HK$11,006/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$361,776/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,361
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$194,440
−HK$5,152/mo
Today · 4.125%
HK$199,592
baseline
▲ 0.50% · 4.625%
HK$210,113
+HK$10,521/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$399,184/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,494 · Scale 2, in force from 26 Feb 2026)