LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,564
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,505
−HK$2,989/mo
Today · 4.125%
HK$100,494
baseline
▲ 0.50% · 4.625%
HK$106,609
+HK$6,115/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$200,988/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,201
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,023
−HK$2,862/mo
Today · 4.125%
HK$110,885
baseline
▲ 0.50% · 4.625%
HK$116,730
+HK$5,845/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,770/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,477
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,006
−HK$3,587/mo
Today · 4.125%
HK$120,593
baseline
▲ 0.50% · 4.625%
HK$127,930
+HK$7,337/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$241,186/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,242
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,627
−HK$3,435/mo
Today · 4.125%
HK$133,062
baseline
▲ 0.50% · 4.625%
HK$140,076
+HK$7,014/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$266,124/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,390
−HK$8,301/mo
▼ 0.25% · 3.875%
HK$136,508
−HK$4,183/mo
Today · 4.125%
HK$140,691
baseline
▲ 0.50% · 4.625%
HK$149,252
+HK$8,561/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$281,382/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,282
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,232
−HK$4,007/mo
Today · 4.125%
HK$155,239
baseline
▲ 0.50% · 4.625%
HK$163,422
+HK$8,183/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$310,478/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,215
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$175,510
−HK$5,379/mo
Today · 4.125%
HK$180,889
baseline
▲ 0.50% · 4.625%
HK$191,896
+HK$11,007/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$361,778/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,363
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$194,441
−HK$5,152/mo
Today · 4.125%
HK$199,593
baseline
▲ 0.50% · 4.625%
HK$210,114
+HK$10,521/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$399,186/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,507 · Scale 2, in force from 26 Feb 2026)