LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,567
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,508
−HK$2,989/mo
Today · 4.125%
HK$100,497
baseline
▲ 0.50% · 4.625%
HK$106,612
+HK$6,115/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$200,994/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,204
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,026
−HK$2,862/mo
Today · 4.125%
HK$110,888
baseline
▲ 0.50% · 4.625%
HK$116,733
+HK$5,845/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,776/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,480
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,010
−HK$3,586/mo
Today · 4.125%
HK$120,596
baseline
▲ 0.50% · 4.625%
HK$127,934
+HK$7,338/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$241,192/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,245
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,631
−HK$3,435/mo
Today · 4.125%
HK$133,066
baseline
▲ 0.50% · 4.625%
HK$140,080
+HK$7,014/mo
Deposit HK$16.59M · loan HK$24.88M · min. income ≈ HK$266,132/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,393
−HK$8,302/mo
▼ 0.25% · 3.875%
HK$136,511
−HK$4,184/mo
Today · 4.125%
HK$140,695
baseline
▲ 0.50% · 4.625%
HK$149,256
+HK$8,561/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$281,390/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,286
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$151,236
−HK$4,007/mo
Today · 4.125%
HK$155,243
baseline
▲ 0.50% · 4.625%
HK$163,427
+HK$8,184/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$310,486/mo (50% DSR)
Upfront cash ≈ HK$14.20M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,220
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$175,515
−HK$5,379/mo
Today · 4.125%
HK$180,894
baseline
▲ 0.50% · 4.625%
HK$191,901
+HK$11,007/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$361,788/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,368
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$194,447
−HK$5,152/mo
Today · 4.125%
HK$199,599
baseline
▲ 0.50% · 4.625%
HK$210,120
+HK$10,521/mo
Deposit HK$4.15M · loan HK$37.32M · min. income ≈ HK$399,198/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,555 · Scale 2, in force from 26 Feb 2026)