LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,575
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,517
−HK$2,989/mo
Today · 4.125%
HK$100,506
baseline
▲ 0.50% · 4.625%
HK$106,621
+HK$6,115/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,012/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,214
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,036
−HK$2,862/mo
Today · 4.125%
HK$110,898
baseline
▲ 0.50% · 4.625%
HK$116,744
+HK$5,846/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,796/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,490
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,020
−HK$3,587/mo
Today · 4.125%
HK$120,607
baseline
▲ 0.50% · 4.625%
HK$127,946
+HK$7,339/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,214/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,257
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,643
−HK$3,435/mo
Today · 4.125%
HK$133,078
baseline
▲ 0.50% · 4.625%
HK$140,093
+HK$7,015/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,156/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,405
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$136,524
−HK$4,184/mo
Today · 4.125%
HK$140,708
baseline
▲ 0.50% · 4.625%
HK$149,270
+HK$8,562/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$281,416/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,300
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$151,250
−HK$4,008/mo
Today · 4.125%
HK$155,258
baseline
▲ 0.50% · 4.625%
HK$163,441
+HK$8,183/mo
Deposit HK$12.44M · loan HK$29.03M · min. income ≈ HK$310,516/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,235
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$175,531
−HK$5,380/mo
Today · 4.125%
HK$180,911
baseline
▲ 0.50% · 4.625%
HK$191,919
+HK$11,008/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$361,822/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,385
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$194,464
−HK$5,153/mo
Today · 4.125%
HK$199,617
baseline
▲ 0.50% · 4.625%
HK$210,139
+HK$10,522/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$399,234/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,717 · Scale 2, in force from 26 Feb 2026)