LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,585
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,527
−HK$2,989/mo
Today · 4.125%
HK$100,516
baseline
▲ 0.50% · 4.625%
HK$106,632
+HK$6,116/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,032/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,224
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,047
−HK$2,862/mo
Today · 4.125%
HK$110,909
baseline
▲ 0.50% · 4.625%
HK$116,756
+HK$5,847/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,818/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,502
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,032
−HK$3,587/mo
Today · 4.125%
HK$120,619
baseline
▲ 0.50% · 4.625%
HK$127,958
+HK$7,339/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,238/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,269
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,656
−HK$3,435/mo
Today · 4.125%
HK$133,091
baseline
▲ 0.50% · 4.625%
HK$140,107
+HK$7,016/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,182/mo (50% DSR)
Upfront cash ≈ HK$18.35M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,418
−HK$8,304/mo
▼ 0.25% · 3.875%
HK$136,537
−HK$4,185/mo
Today · 4.125%
HK$140,722
baseline
▲ 0.50% · 4.625%
HK$149,285
+HK$8,563/mo
Deposit HK$12.44M · loan HK$29.04M · min. income ≈ HK$281,444/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,314
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$151,265
−HK$4,008/mo
Today · 4.125%
HK$155,273
baseline
▲ 0.50% · 4.625%
HK$163,458
+HK$8,185/mo
Deposit HK$12.44M · loan HK$29.04M · min. income ≈ HK$310,546/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,252
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$175,548
−HK$5,381/mo
Today · 4.125%
HK$180,929
baseline
▲ 0.50% · 4.625%
HK$191,938
+HK$11,009/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$361,858/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,404
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$194,484
−HK$5,153/mo
Today · 4.125%
HK$199,637
baseline
▲ 0.50% · 4.625%
HK$210,160
+HK$10,523/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$399,274/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,762,893 · Scale 2, in force from 26 Feb 2026)