LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,592
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,534
−HK$2,989/mo
Today · 4.125%
HK$100,523
baseline
▲ 0.50% · 4.625%
HK$106,640
+HK$6,117/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,046/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,232
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,054
−HK$2,864/mo
Today · 4.125%
HK$110,918
baseline
▲ 0.50% · 4.625%
HK$116,764
+HK$5,846/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,836/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,510
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,041
−HK$3,587/mo
Today · 4.125%
HK$120,628
baseline
▲ 0.50% · 4.625%
HK$127,968
+HK$7,340/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,256/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,279
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,665
−HK$3,436/mo
Today · 4.125%
HK$133,101
baseline
▲ 0.50% · 4.625%
HK$140,117
+HK$7,016/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,202/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,428
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,547
−HK$4,186/mo
Today · 4.125%
HK$140,733
baseline
▲ 0.50% · 4.625%
HK$149,296
+HK$8,563/mo
Deposit HK$12.44M · loan HK$29.04M · min. income ≈ HK$281,466/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,325
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,276
−HK$4,009/mo
Today · 4.125%
HK$155,285
baseline
▲ 0.50% · 4.625%
HK$163,470
+HK$8,185/mo
Deposit HK$12.44M · loan HK$29.04M · min. income ≈ HK$310,570/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,265
−HK$10,677/mo
▼ 0.25% · 3.875%
HK$175,561
−HK$5,381/mo
Today · 4.125%
HK$180,942
baseline
▲ 0.50% · 4.625%
HK$191,952
+HK$11,010/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$361,884/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,418
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$194,498
−HK$5,154/mo
Today · 4.125%
HK$199,652
baseline
▲ 0.50% · 4.625%
HK$210,175
+HK$10,523/mo
Deposit HK$4.15M · loan HK$37.33M · min. income ≈ HK$399,304/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,022 · Scale 2, in force from 26 Feb 2026)