LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,594
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,536
−HK$2,989/mo
Today · 4.125%
HK$100,525
baseline
▲ 0.50% · 4.625%
HK$106,642
+HK$6,117/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,050/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,234
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,057
−HK$2,863/mo
Today · 4.125%
HK$110,920
baseline
▲ 0.50% · 4.625%
HK$116,767
+HK$5,847/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,840/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,512
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,043
−HK$3,587/mo
Today · 4.125%
HK$120,630
baseline
▲ 0.50% · 4.625%
HK$127,971
+HK$7,341/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,260/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,281
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,668
−HK$3,436/mo
Today · 4.125%
HK$133,104
baseline
▲ 0.50% · 4.625%
HK$140,120
+HK$7,016/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,208/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,431
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,550
−HK$4,186/mo
Today · 4.125%
HK$140,736
baseline
▲ 0.50% · 4.625%
HK$149,299
+HK$8,563/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$281,472/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,328
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,279
−HK$4,009/mo
Today · 4.125%
HK$155,288
baseline
▲ 0.50% · 4.625%
HK$163,473
+HK$8,185/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$310,576/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,268
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$175,565
−HK$5,381/mo
Today · 4.125%
HK$180,946
baseline
▲ 0.50% · 4.625%
HK$191,956
+HK$11,010/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$361,892/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,422
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$194,502
−HK$5,154/mo
Today · 4.125%
HK$199,656
baseline
▲ 0.50% · 4.625%
HK$210,180
+HK$10,524/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$399,312/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,059 · Scale 2, in force from 26 Feb 2026)