LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,599
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,542
−HK$2,989/mo
Today · 4.125%
HK$100,531
baseline
▲ 0.50% · 4.625%
HK$106,649
+HK$6,118/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,062/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,241
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,063
−HK$2,864/mo
Today · 4.125%
HK$110,927
baseline
▲ 0.50% · 4.625%
HK$116,774
+HK$5,847/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,854/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,519
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,050
−HK$3,588/mo
Today · 4.125%
HK$120,638
baseline
▲ 0.50% · 4.625%
HK$127,978
+HK$7,340/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,276/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,289
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,676
−HK$3,436/mo
Today · 4.125%
HK$133,112
baseline
▲ 0.50% · 4.625%
HK$140,128
+HK$7,016/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,224/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,439
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,559
−HK$4,185/mo
Today · 4.125%
HK$140,744
baseline
▲ 0.50% · 4.625%
HK$149,308
+HK$8,564/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$281,488/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,337
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,288
−HK$4,009/mo
Today · 4.125%
HK$155,297
baseline
▲ 0.50% · 4.625%
HK$163,483
+HK$8,186/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$310,594/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,279
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$175,575
−HK$5,382/mo
Today · 4.125%
HK$180,957
baseline
▲ 0.50% · 4.625%
HK$191,967
+HK$11,010/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$361,914/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,433
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$194,514
−HK$5,154/mo
Today · 4.125%
HK$199,668
baseline
▲ 0.50% · 4.625%
HK$210,193
+HK$10,525/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$399,336/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,165 · Scale 2, in force from 26 Feb 2026)