LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,602
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,544
−HK$2,990/mo
Today · 4.125%
HK$100,534
baseline
▲ 0.50% · 4.625%
HK$106,651
+HK$6,117/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,068/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,243
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,066
−HK$2,863/mo
Today · 4.125%
HK$110,929
baseline
▲ 0.50% · 4.625%
HK$116,777
+HK$5,848/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,858/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,522
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,053
−HK$3,588/mo
Today · 4.125%
HK$120,641
baseline
▲ 0.50% · 4.625%
HK$127,981
+HK$7,340/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$241,282/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,292
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,679
−HK$3,436/mo
Today · 4.125%
HK$133,115
baseline
▲ 0.50% · 4.625%
HK$140,132
+HK$7,017/mo
Deposit HK$16.59M · loan HK$24.89M · min. income ≈ HK$266,230/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,442
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$136,562
−HK$4,185/mo
Today · 4.125%
HK$140,747
baseline
▲ 0.50% · 4.625%
HK$149,312
+HK$8,565/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$281,494/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,341
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$151,292
−HK$4,009/mo
Today · 4.125%
HK$155,301
baseline
▲ 0.50% · 4.625%
HK$163,487
+HK$8,186/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$310,602/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,283
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$175,580
−HK$5,381/mo
Today · 4.125%
HK$180,961
baseline
▲ 0.50% · 4.625%
HK$191,972
+HK$11,011/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$361,922/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,438
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$194,519
−HK$5,154/mo
Today · 4.125%
HK$199,673
baseline
▲ 0.50% · 4.625%
HK$210,198
+HK$10,525/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$399,346/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,209 · Scale 2, in force from 26 Feb 2026)