LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,460
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,755
−HK$299/mo
Today · 4.125%
HK$10,054
baseline
▲ 0.50% · 4.625%
HK$10,665
+HK$611/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,108/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,525
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,807
−HK$286/mo
Today · 4.125%
HK$11,093
baseline
▲ 0.50% · 4.625%
HK$11,678
+HK$585/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,186/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,352
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,706
−HK$358/mo
Today · 4.125%
HK$12,064
baseline
▲ 0.50% · 4.625%
HK$12,798
+HK$734/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,128/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,630
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,968
−HK$344/mo
Today · 4.125%
HK$13,312
baseline
▲ 0.50% · 4.625%
HK$14,014
+HK$702/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,624/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,245
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,657
−HK$418/mo
Today · 4.125%
HK$14,075
baseline
▲ 0.50% · 4.625%
HK$14,932
+HK$857/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,150/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,734
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,130
−HK$400/mo
Today · 4.125%
HK$15,530
baseline
▲ 0.50% · 4.625%
HK$16,349
+HK$819/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$31,060/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,029
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,558
−HK$539/mo
Today · 4.125%
HK$18,097
baseline
▲ 0.50% · 4.625%
HK$19,198
+HK$1,101/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,194/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,944
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,452
−HK$516/mo
Today · 4.125%
HK$19,968
baseline
▲ 0.50% · 4.625%
HK$21,020
+HK$1,052/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$39,936/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$29,866 · Scale 2, in force from 26 Feb 2026)