LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,607
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,550
−HK$2,990/mo
Today · 4.125%
HK$100,540
baseline
▲ 0.50% · 4.625%
HK$106,657
+HK$6,117/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$201,080/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,249
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,072
−HK$2,864/mo
Today · 4.125%
HK$110,936
baseline
▲ 0.50% · 4.625%
HK$116,783
+HK$5,847/mo
Deposit HK$20.74M · loan HK$20.74M · min. income ≈ HK$221,872/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,528
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,060
−HK$3,588/mo
Today · 4.125%
HK$120,648
baseline
▲ 0.50% · 4.625%
HK$127,989
+HK$7,341/mo
Deposit HK$16.60M · loan HK$24.89M · min. income ≈ HK$241,296/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,299
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$129,686
−HK$3,437/mo
Today · 4.125%
HK$133,123
baseline
▲ 0.50% · 4.625%
HK$140,140
+HK$7,017/mo
Deposit HK$16.60M · loan HK$24.89M · min. income ≈ HK$266,246/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,450
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$136,570
−HK$4,186/mo
Today · 4.125%
HK$140,756
baseline
▲ 0.50% · 4.625%
HK$149,320
+HK$8,564/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$281,512/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,349
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$151,301
−HK$4,009/mo
Today · 4.125%
HK$155,310
baseline
▲ 0.50% · 4.625%
HK$163,496
+HK$8,186/mo
Deposit HK$12.45M · loan HK$29.04M · min. income ≈ HK$310,620/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,293
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$175,590
−HK$5,381/mo
Today · 4.125%
HK$180,971
baseline
▲ 0.50% · 4.625%
HK$191,983
+HK$11,012/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$361,942/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,449
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$194,530
−HK$5,154/mo
Today · 4.125%
HK$199,684
baseline
▲ 0.50% · 4.625%
HK$210,210
+HK$10,526/mo
Deposit HK$4.15M · loan HK$37.34M · min. income ≈ HK$399,368/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,309 · Scale 2, in force from 26 Feb 2026)