LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,462
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,756
−HK$299/mo
Today · 4.125%
HK$10,055
baseline
▲ 0.50% · 4.625%
HK$10,667
+HK$612/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$20,110/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,526
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,809
−HK$286/mo
Today · 4.125%
HK$11,095
baseline
▲ 0.50% · 4.625%
HK$11,680
+HK$585/mo
Deposit HK$2.07M · loan HK$2.07M · min. income ≈ HK$22,190/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,354
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,707
−HK$359/mo
Today · 4.125%
HK$12,066
baseline
▲ 0.50% · 4.625%
HK$12,800
+HK$734/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,132/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,631
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,970
−HK$344/mo
Today · 4.125%
HK$13,314
baseline
▲ 0.50% · 4.625%
HK$14,016
+HK$702/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,628/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,247
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,659
−HK$418/mo
Today · 4.125%
HK$14,077
baseline
▲ 0.50% · 4.625%
HK$14,934
+HK$857/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$28,154/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,737
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,132
−HK$401/mo
Today · 4.125%
HK$15,533
baseline
▲ 0.50% · 4.625%
HK$16,352
+HK$819/mo
Deposit HK$1.24M · loan HK$2.90M · min. income ≈ HK$31,066/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,031
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,561
−HK$538/mo
Today · 4.125%
HK$18,099
baseline
▲ 0.50% · 4.625%
HK$19,201
+HK$1,102/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,198/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,947
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,455
−HK$516/mo
Today · 4.125%
HK$19,971
baseline
▲ 0.50% · 4.625%
HK$21,024
+HK$1,053/mo
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$39,942/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$29,994 · Scale 2, in force from 26 Feb 2026)