LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,625
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,568
−HK$2,991/mo
Today · 4.125%
HK$100,559
baseline
▲ 0.50% · 4.625%
HK$106,677
+HK$6,118/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$201,118/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,269
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,092
−HK$2,865/mo
Today · 4.125%
HK$110,957
baseline
▲ 0.50% · 4.625%
HK$116,805
+HK$5,848/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$221,914/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,550
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,082
−HK$3,588/mo
Today · 4.125%
HK$120,670
baseline
▲ 0.50% · 4.625%
HK$128,013
+HK$7,343/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$241,340/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,323
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,711
−HK$3,437/mo
Today · 4.125%
HK$133,148
baseline
▲ 0.50% · 4.625%
HK$140,166
+HK$7,018/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$266,296/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,475
−HK$8,307/mo
▼ 0.25% · 3.875%
HK$136,595
−HK$4,187/mo
Today · 4.125%
HK$140,782
baseline
▲ 0.50% · 4.625%
HK$149,348
+HK$8,566/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$281,564/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,377
−HK$7,962/mo
▼ 0.25% · 3.875%
HK$151,329
−HK$4,010/mo
Today · 4.125%
HK$155,339
baseline
▲ 0.50% · 4.625%
HK$163,527
+HK$8,188/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$310,678/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,325
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,623
−HK$5,383/mo
Today · 4.125%
HK$181,006
baseline
▲ 0.50% · 4.625%
HK$192,019
+HK$11,013/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$362,012/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,484
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$194,566
−HK$5,156/mo
Today · 4.125%
HK$199,722
baseline
▲ 0.50% · 4.625%
HK$210,249
+HK$10,527/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$399,444/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,642 · Scale 2, in force from 26 Feb 2026)