LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,626
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,570
−HK$2,990/mo
Today · 4.125%
HK$100,560
baseline
▲ 0.50% · 4.625%
HK$106,679
+HK$6,119/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$201,120/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,271
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,094
−HK$2,864/mo
Today · 4.125%
HK$110,958
baseline
▲ 0.50% · 4.625%
HK$116,807
+HK$5,849/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$221,916/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,551
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,083
−HK$3,589/mo
Today · 4.125%
HK$120,672
baseline
▲ 0.50% · 4.625%
HK$128,015
+HK$7,343/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$241,344/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,325
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,713
−HK$3,437/mo
Today · 4.125%
HK$133,150
baseline
▲ 0.50% · 4.625%
HK$140,168
+HK$7,018/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$266,300/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,477
−HK$8,307/mo
▼ 0.25% · 3.875%
HK$136,597
−HK$4,187/mo
Today · 4.125%
HK$140,784
baseline
▲ 0.50% · 4.625%
HK$149,350
+HK$8,566/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$281,568/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,379
−HK$7,962/mo
▼ 0.25% · 3.875%
HK$151,331
−HK$4,010/mo
Today · 4.125%
HK$155,341
baseline
▲ 0.50% · 4.625%
HK$163,530
+HK$8,189/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$310,682/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,327
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,625
−HK$5,383/mo
Today · 4.125%
HK$181,008
baseline
▲ 0.50% · 4.625%
HK$192,022
+HK$11,014/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$362,016/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,487
−HK$10,237/mo
▼ 0.25% · 3.875%
HK$194,569
−HK$5,155/mo
Today · 4.125%
HK$199,724
baseline
▲ 0.50% · 4.625%
HK$210,252
+HK$10,528/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$399,448/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,666 · Scale 2, in force from 26 Feb 2026)