LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,632
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,575
−HK$2,991/mo
Today · 4.125%
HK$100,566
baseline
▲ 0.50% · 4.625%
HK$106,685
+HK$6,119/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$201,132/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,277
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,100
−HK$2,865/mo
Today · 4.125%
HK$110,965
baseline
▲ 0.50% · 4.625%
HK$116,814
+HK$5,849/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$221,930/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,558
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,090
−HK$3,589/mo
Today · 4.125%
HK$120,679
baseline
▲ 0.50% · 4.625%
HK$128,022
+HK$7,343/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$241,358/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,332
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,720
−HK$3,438/mo
Today · 4.125%
HK$133,158
baseline
▲ 0.50% · 4.625%
HK$140,177
+HK$7,019/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$266,316/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,485
−HK$8,307/mo
▼ 0.25% · 3.875%
HK$136,606
−HK$4,186/mo
Today · 4.125%
HK$140,792
baseline
▲ 0.50% · 4.625%
HK$149,359
+HK$8,567/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$281,584/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,388
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$151,341
−HK$4,010/mo
Today · 4.125%
HK$155,351
baseline
▲ 0.50% · 4.625%
HK$163,539
+HK$8,188/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$310,702/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,337
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$175,636
−HK$5,383/mo
Today · 4.125%
HK$181,019
baseline
▲ 0.50% · 4.625%
HK$192,033
+HK$11,014/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$362,038/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,498
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$194,581
−HK$5,155/mo
Today · 4.125%
HK$199,736
baseline
▲ 0.50% · 4.625%
HK$210,265
+HK$10,529/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$399,472/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,772 · Scale 2, in force from 26 Feb 2026)