LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,632
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,576
−HK$2,990/mo
Today · 4.125%
HK$100,566
baseline
▲ 0.50% · 4.625%
HK$106,686
+HK$6,120/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$201,132/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,277
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,101
−HK$2,864/mo
Today · 4.125%
HK$110,965
baseline
▲ 0.50% · 4.625%
HK$116,814
+HK$5,849/mo
Deposit HK$20.75M · loan HK$20.75M · min. income ≈ HK$221,930/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,559
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,091
−HK$3,589/mo
Today · 4.125%
HK$120,680
baseline
▲ 0.50% · 4.625%
HK$128,023
+HK$7,343/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$241,360/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,333
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,721
−HK$3,437/mo
Today · 4.125%
HK$133,158
baseline
▲ 0.50% · 4.625%
HK$140,177
+HK$7,019/mo
Deposit HK$16.60M · loan HK$24.90M · min. income ≈ HK$266,316/mo (50% DSR)
Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,485
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$136,606
−HK$4,187/mo
Today · 4.125%
HK$140,793
baseline
▲ 0.50% · 4.625%
HK$149,360
+HK$8,567/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$281,586/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,388
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$151,341
−HK$4,010/mo
Today · 4.125%
HK$155,351
baseline
▲ 0.50% · 4.625%
HK$163,540
+HK$8,189/mo
Deposit HK$12.45M · loan HK$29.05M · min. income ≈ HK$310,702/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,338
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$175,636
−HK$5,384/mo
Today · 4.125%
HK$181,020
baseline
▲ 0.50% · 4.625%
HK$192,034
+HK$11,014/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$362,040/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,499
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$194,581
−HK$5,156/mo
Today · 4.125%
HK$199,737
baseline
▲ 0.50% · 4.625%
HK$210,266
+HK$10,529/mo
Deposit HK$4.15M · loan HK$37.35M · min. income ≈ HK$399,474/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$1,763,778 · Scale 2, in force from 26 Feb 2026)