LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,465
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,759
−HK$299/mo
Today · 4.125%
HK$10,058
baseline
▲ 0.50% · 4.625%
HK$10,670
+HK$612/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,116/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,529
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,812
−HK$286/mo
Today · 4.125%
HK$11,098
baseline
▲ 0.50% · 4.625%
HK$11,683
+HK$585/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,196/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,358
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,711
−HK$359/mo
Today · 4.125%
HK$12,070
baseline
▲ 0.50% · 4.625%
HK$12,804
+HK$734/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,140/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,635
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,974
−HK$344/mo
Today · 4.125%
HK$13,318
baseline
▲ 0.50% · 4.625%
HK$14,020
+HK$702/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,636/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,250
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,663
−HK$418/mo
Today · 4.125%
HK$14,081
baseline
▲ 0.50% · 4.625%
HK$14,938
+HK$857/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,162/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,741
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,136
−HK$401/mo
Today · 4.125%
HK$15,537
baseline
▲ 0.50% · 4.625%
HK$16,356
+HK$819/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,074/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,036
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,566
−HK$539/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,206
+HK$1,101/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,953
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,461
−HK$516/mo
Today · 4.125%
HK$19,977
baseline
▲ 0.50% · 4.625%
HK$21,030
+HK$1,053/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$39,954/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,238 · Scale 2, in force from 26 Feb 2026)