LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,465
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,759
−HK$300/mo
Today · 4.125%
HK$10,059
baseline
▲ 0.50% · 4.625%
HK$10,671
+HK$612/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,118/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,530
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,812
−HK$287/mo
Today · 4.125%
HK$11,099
baseline
▲ 0.50% · 4.625%
HK$11,684
+HK$585/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,198/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,358
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,711
−HK$359/mo
Today · 4.125%
HK$12,070
baseline
▲ 0.50% · 4.625%
HK$12,805
+HK$735/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,140/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,636
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,975
−HK$343/mo
Today · 4.125%
HK$13,318
baseline
▲ 0.50% · 4.625%
HK$14,020
+HK$702/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,636/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,251
−HK$831/mo
▼ 0.25% · 3.875%
HK$13,663
−HK$419/mo
Today · 4.125%
HK$14,082
baseline
▲ 0.50% · 4.625%
HK$14,939
+HK$857/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,164/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,742
−HK$796/mo
▼ 0.25% · 3.875%
HK$15,137
−HK$401/mo
Today · 4.125%
HK$15,538
baseline
▲ 0.50% · 4.625%
HK$16,357
+HK$819/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,076/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$538/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,207
+HK$1,102/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,954
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,462
−HK$516/mo
Today · 4.125%
HK$19,978
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,053/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$39,956/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$30,275 · Scale 2, in force from 26 Feb 2026)