LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,659
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,603
−HK$2,992/mo
Today · 4.125%
HK$100,595
baseline
▲ 0.50% · 4.625%
HK$106,716
+HK$6,121/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,190/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,307
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,131
−HK$2,865/mo
Today · 4.125%
HK$110,996
baseline
▲ 0.50% · 4.625%
HK$116,847
+HK$5,851/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$221,992/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,591
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,124
−HK$3,590/mo
Today · 4.125%
HK$120,714
baseline
▲ 0.50% · 4.625%
HK$128,059
+HK$7,345/mo
Deposit HK$16.60M · loan HK$24.91M · min. income ≈ HK$241,428/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,368
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,757
−HK$3,439/mo
Today · 4.125%
HK$133,196
baseline
▲ 0.50% · 4.625%
HK$140,217
+HK$7,021/mo
Deposit HK$16.60M · loan HK$24.91M · min. income ≈ HK$266,392/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,522
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,644
−HK$4,189/mo
Today · 4.125%
HK$140,833
baseline
▲ 0.50% · 4.625%
HK$149,402
+HK$8,569/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$281,666/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,430
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$151,384
−HK$4,011/mo
Today · 4.125%
HK$155,395
baseline
▲ 0.50% · 4.625%
HK$163,586
+HK$8,191/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$310,790/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,386
−HK$10,685/mo
▼ 0.25% · 3.875%
HK$175,686
−HK$5,385/mo
Today · 4.125%
HK$181,071
baseline
▲ 0.50% · 4.625%
HK$192,088
+HK$11,017/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$362,142/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,553
−HK$10,240/mo
▼ 0.25% · 3.875%
HK$194,636
−HK$5,157/mo
Today · 4.125%
HK$199,793
baseline
▲ 0.50% · 4.625%
HK$210,325
+HK$10,532/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$399,586/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,275 · Scale 2, in force from 26 Feb 2026)