LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,660
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,605
−HK$2,991/mo
Today · 4.125%
HK$100,596
baseline
▲ 0.50% · 4.625%
HK$106,717
+HK$6,121/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,192/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,309
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,133
−HK$2,865/mo
Today · 4.125%
HK$110,998
baseline
▲ 0.50% · 4.625%
HK$116,849
+HK$5,851/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$221,996/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,592
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,126
−HK$3,590/mo
Today · 4.125%
HK$120,716
baseline
▲ 0.50% · 4.625%
HK$128,061
+HK$7,345/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$241,432/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,370
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,759
−HK$3,439/mo
Today · 4.125%
HK$133,198
baseline
▲ 0.50% · 4.625%
HK$140,219
+HK$7,021/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$266,396/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,524
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,647
−HK$4,188/mo
Today · 4.125%
HK$140,835
baseline
▲ 0.50% · 4.625%
HK$149,404
+HK$8,569/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$281,670/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,432
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$151,386
−HK$4,011/mo
Today · 4.125%
HK$155,397
baseline
▲ 0.50% · 4.625%
HK$163,588
+HK$8,191/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$310,794/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,388
−HK$10,685/mo
▼ 0.25% · 3.875%
HK$175,688
−HK$5,385/mo
Today · 4.125%
HK$181,073
baseline
▲ 0.50% · 4.625%
HK$192,091
+HK$11,018/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$362,146/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,555
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$194,639
−HK$5,157/mo
Today · 4.125%
HK$199,796
baseline
▲ 0.50% · 4.625%
HK$210,328
+HK$10,532/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$399,592/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,302 · Scale 2, in force from 26 Feb 2026)