LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,664
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,609
−HK$2,991/mo
Today · 4.125%
HK$100,600
baseline
▲ 0.50% · 4.625%
HK$106,722
+HK$6,122/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,200/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,313
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,137
−HK$2,866/mo
Today · 4.125%
HK$111,003
baseline
▲ 0.50% · 4.625%
HK$116,854
+HK$5,851/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$222,006/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,597
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,130
−HK$3,590/mo
Today · 4.125%
HK$120,720
baseline
▲ 0.50% · 4.625%
HK$128,066
+HK$7,346/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$241,440/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,375
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,765
−HK$3,438/mo
Today · 4.125%
HK$133,203
baseline
▲ 0.50% · 4.625%
HK$140,224
+HK$7,021/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$266,406/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,530
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,652
−HK$4,189/mo
Today · 4.125%
HK$140,841
baseline
▲ 0.50% · 4.625%
HK$149,410
+HK$8,569/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$281,682/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,438
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,392
−HK$4,012/mo
Today · 4.125%
HK$155,404
baseline
▲ 0.50% · 4.625%
HK$163,595
+HK$8,191/mo
Deposit HK$12.45M · loan HK$29.06M · min. income ≈ HK$310,808/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,395
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$175,696
−HK$5,385/mo
Today · 4.125%
HK$181,081
baseline
▲ 0.50% · 4.625%
HK$192,099
+HK$11,018/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$362,162/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,563
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,647
−HK$5,158/mo
Today · 4.125%
HK$199,805
baseline
▲ 0.50% · 4.625%
HK$210,337
+HK$10,532/mo
Deposit HK$4.15M · loan HK$37.36M · min. income ≈ HK$399,610/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,374 · Scale 2, in force from 26 Feb 2026)