LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,670
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,615
−HK$2,992/mo
Today · 4.125%
HK$100,607
baseline
▲ 0.50% · 4.625%
HK$106,729
+HK$6,122/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,214/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,320
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,144
−HK$2,866/mo
Today · 4.125%
HK$111,010
baseline
▲ 0.50% · 4.625%
HK$116,861
+HK$5,851/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$222,020/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,604
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,138
−HK$3,590/mo
Today · 4.125%
HK$120,728
baseline
▲ 0.50% · 4.625%
HK$128,075
+HK$7,347/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$241,456/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,384
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,773
−HK$3,439/mo
Today · 4.125%
HK$133,212
baseline
▲ 0.50% · 4.625%
HK$140,234
+HK$7,022/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$266,424/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,539
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$136,661
−HK$4,189/mo
Today · 4.125%
HK$140,850
baseline
▲ 0.50% · 4.625%
HK$149,420
+HK$8,570/mo
Deposit HK$12.46M · loan HK$29.06M · min. income ≈ HK$281,700/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,448
−HK$7,966/mo
▼ 0.25% · 3.875%
HK$151,402
−HK$4,012/mo
Today · 4.125%
HK$155,414
baseline
▲ 0.50% · 4.625%
HK$163,606
+HK$8,192/mo
Deposit HK$12.46M · loan HK$29.06M · min. income ≈ HK$310,828/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,407
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$175,707
−HK$5,386/mo
Today · 4.125%
HK$181,093
baseline
▲ 0.50% · 4.625%
HK$192,112
+HK$11,019/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$362,186/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,576
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,660
−HK$5,158/mo
Today · 4.125%
HK$199,818
baseline
▲ 0.50% · 4.625%
HK$210,351
+HK$10,533/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$399,636/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,491 · Scale 2, in force from 26 Feb 2026)