LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,687
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,632
−HK$2,993/mo
Today · 4.125%
HK$100,625
baseline
▲ 0.50% · 4.625%
HK$106,748
+HK$6,123/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,250/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,338
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,164
−HK$2,865/mo
Today · 4.125%
HK$111,029
baseline
▲ 0.50% · 4.625%
HK$116,882
+HK$5,853/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$222,058/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,624
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,159
−HK$3,591/mo
Today · 4.125%
HK$120,750
baseline
▲ 0.50% · 4.625%
HK$128,097
+HK$7,347/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$241,500/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,406
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$129,796
−HK$3,439/mo
Today · 4.125%
HK$133,235
baseline
▲ 0.50% · 4.625%
HK$140,258
+HK$7,023/mo
Deposit HK$16.61M · loan HK$24.91M · min. income ≈ HK$266,470/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,562
−HK$8,313/mo
▼ 0.25% · 3.875%
HK$136,685
−HK$4,190/mo
Today · 4.125%
HK$140,875
baseline
▲ 0.50% · 4.625%
HK$149,447
+HK$8,572/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$281,750/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,474
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,429
−HK$4,012/mo
Today · 4.125%
HK$155,441
baseline
▲ 0.50% · 4.625%
HK$163,635
+HK$8,194/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$310,882/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,437
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$175,738
−HK$5,387/mo
Today · 4.125%
HK$181,125
baseline
▲ 0.50% · 4.625%
HK$192,146
+HK$11,021/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$362,250/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,609
−HK$10,244/mo
▼ 0.25% · 3.875%
HK$194,694
−HK$5,159/mo
Today · 4.125%
HK$199,853
baseline
▲ 0.50% · 4.625%
HK$210,388
+HK$10,535/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$399,706/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,802 · Scale 2, in force from 26 Feb 2026)