LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,469
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,763
−HK$300/mo
Today · 4.125%
HK$10,063
baseline
▲ 0.50% · 4.625%
HK$10,675
+HK$612/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,126/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,534
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,816
−HK$287/mo
Today · 4.125%
HK$11,103
baseline
▲ 0.50% · 4.625%
HK$11,688
+HK$585/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,206/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,363
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,716
−HK$359/mo
Today · 4.125%
HK$12,075
baseline
▲ 0.50% · 4.625%
HK$12,810
+HK$735/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,150/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,641
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,980
−HK$344/mo
Today · 4.125%
HK$13,324
baseline
▲ 0.50% · 4.625%
HK$14,026
+HK$702/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,648/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,256
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,669
−HK$419/mo
Today · 4.125%
HK$14,088
baseline
▲ 0.50% · 4.625%
HK$14,945
+HK$857/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,176/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,747
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,143
−HK$401/mo
Today · 4.125%
HK$15,544
baseline
▲ 0.50% · 4.625%
HK$16,364
+HK$820/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,088/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,044
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,574
−HK$539/mo
Today · 4.125%
HK$18,113
baseline
▲ 0.50% · 4.625%
HK$19,215
+HK$1,102/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,226/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,961
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$515/mo
Today · 4.125%
HK$19,985
baseline
▲ 0.50% · 4.625%
HK$21,039
+HK$1,054/mo
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$39,970/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$30,599 · Scale 2, in force from 26 Feb 2026)