LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,688
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,634
−HK$2,992/mo
Today · 4.125%
HK$100,626
baseline
▲ 0.50% · 4.625%
HK$106,749
+HK$6,123/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,252/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,340
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,165
−HK$2,866/mo
Today · 4.125%
HK$111,031
baseline
▲ 0.50% · 4.625%
HK$116,884
+HK$5,853/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$222,062/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,626
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$117,160
−HK$3,591/mo
Today · 4.125%
HK$120,751
baseline
▲ 0.50% · 4.625%
HK$128,099
+HK$7,348/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$241,502/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,408
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$129,798
−HK$3,439/mo
Today · 4.125%
HK$133,237
baseline
▲ 0.50% · 4.625%
HK$140,260
+HK$7,023/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$266,474/mo (50% DSR)
Upfront cash ≈ HK$18.37M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,564
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$136,687
−HK$4,189/mo
Today · 4.125%
HK$140,876
baseline
▲ 0.50% · 4.625%
HK$149,448
+HK$8,572/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$281,752/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,476
−HK$7,967/mo
▼ 0.25% · 3.875%
HK$151,431
−HK$4,012/mo
Today · 4.125%
HK$155,443
baseline
▲ 0.50% · 4.625%
HK$163,637
+HK$8,194/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$310,886/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,439
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$175,741
−HK$5,386/mo
Today · 4.125%
HK$181,127
baseline
▲ 0.50% · 4.625%
HK$192,148
+HK$11,021/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$362,254/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,612
−HK$10,244/mo
▼ 0.25% · 3.875%
HK$194,697
−HK$5,159/mo
Today · 4.125%
HK$199,856
baseline
▲ 0.50% · 4.625%
HK$210,390
+HK$10,534/mo
Deposit HK$4.15M · loan HK$37.37M · min. income ≈ HK$399,712/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,764,825 · Scale 2, in force from 26 Feb 2026)