LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,699
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,644
−HK$2,993/mo
Today · 4.125%
HK$100,637
baseline
▲ 0.50% · 4.625%
HK$106,761
+HK$6,124/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$201,274/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,351
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,177
−HK$2,866/mo
Today · 4.125%
HK$111,043
baseline
▲ 0.50% · 4.625%
HK$116,897
+HK$5,854/mo
Deposit HK$20.76M · loan HK$20.76M · min. income ≈ HK$222,086/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,639
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,173
−HK$3,592/mo
Today · 4.125%
HK$120,765
baseline
▲ 0.50% · 4.625%
HK$128,113
+HK$7,348/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$241,530/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,422
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,812
−HK$3,440/mo
Today · 4.125%
HK$133,252
baseline
▲ 0.50% · 4.625%
HK$140,276
+HK$7,024/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$266,504/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,578
−HK$8,314/mo
▼ 0.25% · 3.875%
HK$136,702
−HK$4,190/mo
Today · 4.125%
HK$140,892
baseline
▲ 0.50% · 4.625%
HK$149,465
+HK$8,573/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$281,784/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,492
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$151,448
−HK$4,013/mo
Today · 4.125%
HK$155,461
baseline
▲ 0.50% · 4.625%
HK$163,655
+HK$8,194/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$310,922/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,458
−HK$10,689/mo
▼ 0.25% · 3.875%
HK$175,760
−HK$5,387/mo
Today · 4.125%
HK$181,147
baseline
▲ 0.50% · 4.625%
HK$192,169
+HK$11,022/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$362,294/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,633
−HK$10,245/mo
▼ 0.25% · 3.875%
HK$194,718
−HK$5,160/mo
Today · 4.125%
HK$199,878
baseline
▲ 0.50% · 4.625%
HK$210,414
+HK$10,536/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$399,756/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,021 · Scale 2, in force from 26 Feb 2026)