LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,709
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,655
−HK$2,994/mo
Today · 4.125%
HK$100,649
baseline
▲ 0.50% · 4.625%
HK$106,773
+HK$6,124/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,298/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,363
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,189
−HK$2,867/mo
Today · 4.125%
HK$111,056
baseline
▲ 0.50% · 4.625%
HK$116,910
+HK$5,854/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,112/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,651
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,187
−HK$3,591/mo
Today · 4.125%
HK$120,778
baseline
▲ 0.50% · 4.625%
HK$128,127
+HK$7,349/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$241,556/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,436
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,827
−HK$3,440/mo
Today · 4.125%
HK$133,267
baseline
▲ 0.50% · 4.625%
HK$140,292
+HK$7,025/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$266,534/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,593
−HK$8,315/mo
▼ 0.25% · 3.875%
HK$136,718
−HK$4,190/mo
Today · 4.125%
HK$140,908
baseline
▲ 0.50% · 4.625%
HK$149,482
+HK$8,574/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$281,816/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,509
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$151,465
−HK$4,013/mo
Today · 4.125%
HK$155,478
baseline
▲ 0.50% · 4.625%
HK$163,673
+HK$8,195/mo
Deposit HK$12.46M · loan HK$29.07M · min. income ≈ HK$310,956/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,477
−HK$10,690/mo
▼ 0.25% · 3.875%
HK$175,780
−HK$5,387/mo
Today · 4.125%
HK$181,167
baseline
▲ 0.50% · 4.625%
HK$192,191
+HK$11,024/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$362,334/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,654
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$194,740
−HK$5,160/mo
Today · 4.125%
HK$199,900
baseline
▲ 0.50% · 4.625%
HK$210,437
+HK$10,537/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$399,800/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,219 · Scale 2, in force from 26 Feb 2026)